SMARTER, BETTER MORTGAGES

Interest rates as low as 3.5%

Friendly Staff

Excellent Customer Service

Professional Loan Experts

Easily Apply For A Home Loan

We are here to help guide you in the right direction

To Buy a Home

Are you looking to purchase a home? We specialize in securing low interest home loans.

To Refinance

We can help you refinance your current mortgage and make sure you get the best rate possible.

To Renovate

Does your home need renovations? We can help you secure a mortgage for all home renovations.

Home Loan Process

Get pre-approved for a home loan today in just a few simple steps.

Apply For a Loan

Secure your mortgage loan by filling out an application.

We'll Contact You

One of our experienced loan officers will go over your loan application.

Get Pre-Qualified

We make it easy to get pre-qualified for your home loan.

Go House Shopping

Once you’re pre-qualified for a mortgage, it’s time to find a home.

Close On Your Home

Once you’ve found your perfect home, we’ll start the closing process.

Move Into Your Home

Now you’re ready to move into your home and enjoy your investment.

Smarter, Better Mortgages

It is our pleasure to walk with you every step of the way.

The JRS Home Loans team is dedicated to helping you find and fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan.

We are excited to assist our realtor, builder, and consumer network in obtaining the dream of home-ownership.

Apply Here

Get Started Simply & Securely

We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches and walk you through the process.

Send us a message, let us know how we can help you.

You’re Just 3 Steps Away

  • 1. Use the contact form to send us a message.
  • 2. A JRS representative will get in touch with you.
  • 3. We’ll help you get pre-approved quickly.

    Request A Callback

    Fill in this form and we'll call you as soon as possible.

    Texas SML Mortgage Company License #1734316

    CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

    THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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